Non-Housing Loans refer to a type of loan offered by banks and financial institutions for purposes other than purchasing or refinancing a home. Non-housing loans include personal loans, car loans, education loans, and loans for small businesses or entrepreneurs, among others.

In India, non-housing loans are widely available and can be used for a variety of purposes. Personal loans, for example, can be used to finance a major purchase, pay for unexpected expenses, or cover the cost of a wedding or other large event.

Car loans can be used to finance the purchase of a new or used vehicle, while education loans can be used to cover the cost of tuition and other educational expenses.

In India, Other Housing Loan Products refer to various types of loans specifically designed for the purpose of purchasing, constructing, or improving a home. Some of the most common types of housing loans in India are:

1) Home Purchase Loans: A loan used to purchase a new or existing home.

2) Home Construction Loans: A loan used to finance the construction of a new home.

3) Home Improvement Loans: A loan used to finance repairs, renovations, or upgrades to an existing home.

4) Home Extension Loans: A loan used to finance the expansion of an existing home, such as adding a new room or making other structural changes.

5) Home Conversion Loans: A loan used to convert a single-family home into a multi-family home, or vice versa.

6) Land Purchase Loans: A loan used to purchase a piece of land for the purpose of building a new home or for investment purposes.

7) Balance Transfer Loans: A loan used to transfer an existing home loan from one lender to another in order to take advantage of lower interest rates or more favorable terms.

These are just some of the other housing loan products available in India. The specific terms and conditions of each loan type can vary depending on the lender, so it is important to carefully consider your options and determine which loan is best suited to your needs and goals.

A financial advisor or loan officer can help you understand the process of obtaining a housing loan in India and make sure that you understand the terms and conditions of the loan you are applying for.

Affordable housing loans are financial products designed to help low to moderate income households obtain affordable housing.

These loans can be offered by government agencies, non-profit organizations, or commercial lenders, and are designed to make housing more accessible and affordable.

The loan amount and interest rate for affordable housing loans are typically lower compared to conventional mortgages, making homeownership more accessible for those with limited financial resources.

Affordable housing loans may also come with additional benefits such as down payment assistance, flexible underwriting criteria, and extended repayment terms.

However, it is important to carefully consider the terms and conditions of an affordable housing loan, as well as the borrower's financial situation and ability to repay the loan, before applying.

Commercial property loans are loans that are used to finance the purchase or renovation of commercial real estate, such as office buildings, retail spaces, warehouses, or apartment buildings.

These loans are typically granted by banks, financial institutions, and other lending organizations, and are secured by the property being purchased or renovated.

The loan amount and interest rate are determined by the lender based on factors such as the creditworthiness of the borrower, the value of the property, and the loan's purpose.

Repayment of commercial plot loans can be made on a monthly, quarterly or yearly basis and typically have a longer repayment term compared to personal loans.

The interest rate for commercial plot loans is generally higher than for residential mortgage loans.

It is important for borrowers to carefully consider their financial situation and ability to repay the loan before applying for a commercial plot loan.

Commercial plot loans are loans designed specifically to finance the purchase of commercial land or plots.

These loans are typically granted by banks, financial institutions, and other lending organizations and are secured by the commercial plot being purchased.

The loan amount and interest rate are determined by the lender based on factors such as the creditworthiness of the borrower, the value of the plot, and the loan's purpose.

Repayment of commercial plot loans can be made on a monthly, quarterly or yearly basis and typically have a longer repayment term compared to personal loans.

The interest rate for commercial plot loans is generally higher than for residential mortgage loans.

It is important for borrowers to carefully consider their financial situation and ability to repay the loan before applying for a commercial plot loan.

Easy Home Loans SME Loans are business loans created exclusively for Small and Medium Enterprises to grow and diversify their business.

It offers a range of financial solutions to meet your specific short-term or long-term funding and business expansion requirements.

Term loans funded for business expansion or asset acquisition or debt restructuring

Loans ranging from INR 10 Lakhs to INR 20 Crores

Convenient repayment options

Flexible tenure

Loans for Small and Medium Business

Loans to Private Limited Companies, Partnership Firms or Proprietorship Concerns

Acceptable Collateral: Commercial Property/Residential Property/Industrial/Factory Land and Building

Easy Home loans is committed to supporting farmers and agricultural businesses across the nation in facing the unforeseen challenges of the future. It provides financial solutions to the farming community to help them enter a better life. Our Relationship Managers understand their needs and help them choose the right type of loan.

Loans for purchase of Tractors and farming equipment

Quick processing and hassle-free documentation

Convenient and easy repayment options

Enabling ownership opportunities for the Rural-Agri class